Medicare and retirement health strategy.

While there is no shortage of things to prepare for in retirement, it’s critical to also address your health needs and concerns by crafting a comprehensive health care strategy. There are various ways to accomplish this, with Medicare being the most important for many Americans.

Medicare generally provides health insurance for most people age 65 and older, and others who have received Social Security disability benefits for at least 24 months, have end-stage renal disease or have amyotrophic lateral sclerosis (also known as Lou Gehrig’s disease).

Medicare is split into four parts:
  • Part A – Hospital Insurance
  • Part B – Medical Insurance
  • Part C – Medicare Advantage plans
  • Part D – Prescription Drugs plans

Many people with Part A do not pay a premium because they have already paid enough into the system. As with Social Security, a certain portion from each one of your paychecks is deducted to pay for Medicare. When you’ve had Medicare tax withheld from you or your spouse’s pay for at least 40 calendar quarters, then you may be eligible for free Part A coverage. The monthly premium associated with Part B is set according to income level, although most people will pay a standard monthly premium amount and a small yearly deductible. Individuals and couples who have an annual income greater than their corresponding thresholds will have an extra charge added to their premium due to their high income level. Parts C and D are provided via private insurance companies so the monthly premiums of these policies depend on the extent of their coverage and can vary between companies.

Marketplace

We understand you may lose health coverage sooner than becoming eligible for a Medicare Health Plan. We have options to help you bridge the gap in coverage!

Matthew Saidla Licensed Agent, specializing in Medicare

Schedule With Calendly

Begin your Health and Wealth Journey Here

Please contact us at (616) 514-3831, toll-free at (800) 536-8907, or fill out the form below.

Contact us today to schedule a complimentary consultation to discuss your retirement strategies. If you are interested in Medicare Health Plans, I understand that a licensed agent may contact me regarding Medicare Health Plans including Medicare Supplement, Medicare Advantage, and Part D Prescription Drug Plans.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 1,736 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Calling the numbers listed will direct you to a licensed agent.